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Gardner Group Services
Field experience. Remote reach.
Better risk visibility.
Gardner Group brings experienced field professionals and ViewSpection policyholder-guided self-inspections together, giving you flexible ways to understand property risk. Choose the approach that fits the property, underwriting needs, budget, and timing- or combine services across your program.
One Partner. Every Way to See the Risk
For years, loss control programs have faced a familiar tradeoff:send an experienced inspector to the property or accept limited visibility when
cost, timing, or geography does not justify a field visit. Gardner Group offers another path - operating both field inspections and ViewSpection
remote self-inspections so every property does not have to be forced into the same process.
Use any service independently or combine them across a program - one partner providing the right type of visibility for every risk.
Experienced professionals on-site
Traditional Field Inspections
Self-directed & guided remote options
ViewSpection Remote
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Data & Analysis
Public property data, roof evaluations,
photo analysis, ViewSignals scoring
Commercial Field Services
Commercial risks often look simple on an application. The field inspection adds building condition, site context, and operational evidence underwriting needs to understand what is actually there.
Commercial Exterior
$100
Documents the building, site, and surrounding exposures so underwriting can see the risk in context rather than working from an address and application alone.
Commercial Interior /Exterior/GL
$160
Connects what is happening inside the four walls with building condition and actual premises use - the complete commercial view.
Telephone Survey
$65
A trained team member guides the insured through a structured conversation, capturing responses consistently and turning the call into a usable underwriting record.
Contractor Jobsite
$120
The inspector documents active work, premises conditions, and visible controls at a specific point in time.
Farm Inspection
Starting at $198
Farms are rarely one building or one exposure. The assignment is shaped around the property, operations, outbuildings, equipment, and acreage that make each farm different. Includes a dwelling and up to 3 outbuildings; larger farms are priced hourly
Homeowner Photo Only
$40
Documents the dwelling and surrounding exposures so underwriting can see the risk in context rather than working from an address and application alone.
Homeowner Exterior
$75
A exterior inspection without requiring access to the home. Creates a visual record of the dwelling and site, identifying condition, and property characteristics.
Homeowner Interior / Exterior
$100
Interior access adds context that aerial imagery and exterior photographs cannot provide - dwelling and systems conditions.
HIgh-value home
Custom Quote
Tailored to document the construction, finishes, features, and concentration of value that make a distinctive property unique. Replacement-cost support can be added when required.
Personal Lines Field Services
Residential inspections can range from a fast exterior review to a detailed high-value assessment. The scope should match the decision the carrier needs to make.
ViewSpection Remote Inspections
Field inspections remain essential when a property requires physical presence and experienced on-site judgment. But not every risk requires a traditional visit. ViewSpection provides a viable, lower-cost alternative that helps carriers and MGAs gather structured property information in days rather than weeks.
Self-Directed ViewSpection
$15
The policyholder completes guided photos and questions on their own schedule.
guided ViewSpection
$25
ViewSpection handles the capture, while dedicated support guides the policyholder through the process-making it easier, clearer, and more engaging.
guided ViewSpection + interview
$85
Remote visual evidence paired with a structured conversation. The interview adds operational and occupancy context that photos alone cannot provide, creating a richer underwriting record at a fraction of a traditional field visit cost.
POWERED BY
ViewSignals Enhancement & Integration
ViewSignals helps carriers, MGAs, and underwriting teams see risk earlier by connecting inspection findings with public data, property intelligence, and focused analysis. It can surface information gaps, inconsistencies, and conditions that deserve attention before they become buried in a completed report
ViewSignals Summary
ViewSignals is designed as a flexible enhancement to both Gardner Group field inspections and ViewSpection self-inspections
See where attention may be needed first. The ViewSignals Summary brings selected property signals together into a single, easy-to-reference indicator. It helps teams prioritize files, recognize patterns, and determine which properties may require additional review.
ViewSignals is designed as a flexible enhancement to both Gardner Group field inspections and ViewSpection self-inspections
Adds available public and third-party information to the inspection record — assessor records, property characteristics, permit history, geographic information, and locationbased hazard data.
Property & Location Intelligence
From $5
Combines available imagery, inspection photos, and supporting information to assess visible roof characteristics — covering type, apparent wear, visible damage, and maintenance concerns. Supports underwriting decisions; not a structural certification or engineering report.
Roof Evaluation
From $8
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ViewSignals analyzes photos from self-inspections and field reports, highlighting images and visible conditions that matter to underwriting. Available as a standalone service or as part of the ViewSignals summary, photo analysis adds context and helps reviewers focus on images that need attention.
Photo Analysis
CUSTOM Quote
Supplements & Special Handling
Additional services ensure every assignment can be completed, documented, and tailored to the specific needs of the risk.
Preserves a clear record of the attempt, access or contact issue, and reason the inspection could not move forward.
Non-Productive Assignment
$20
Records the site visit and conditions that prevented completion, giving the customer context to reschedule, change scope, or close the assignment.
Non-Productive with visit
$30
A focused check documenting whether requested risk improvements appear to have been completed, limited to the recommendation rather than repeating the full original inspection.
Recommendation Check
hourly
NYS Avg Gas Price ($/gal)
Below $4.00
$4.00 – $4.49
$4.50 – $4.99
$5.00 – $5.49
$5.50 – $5.99
$6.00+
Adjustment per Inspection
$0.00
$1.00
$1.25
$1.50
$1.75
$2.00
Gas Surcharge
Fuel Adjustment Schedule
Additional Services
Second Trip — Custom quote based on base assignment and circumstances.
Additional Building — Hourly, based on number, size, use, and complexity.
Commercial Cooking — $30/cookline.
Solid Fuel Burner — $30/unit.
Replacement Cost — TBD.
Rush Service — 25% surcharge for priority handling.
One Partner. Complete Risk Visibility.
Gardner Group combines field experience, remote reach, and intelligent data signals into a single, flexible program. Whether the need is a traditional field inspection, a cost-effective remote self-inspection, or enhanced property intelligence, every service can be used independently or combined to match the risk, workflow, and budget.
Commercial, personal lines, farm, and contractor — experienced professionals on-site
Field Inspections
ViewSpection self-directed, guided, and interview options at a fraction of field cost
Remote Inspections
ViewSignals Intelligence
Property data, roof evaluation, photo analysis, and scoring to prioritize risk
Signal First. Report Second.
Company Announcements
Platform updates, maintenance notices, and company communications.